Category: Finance

Twin Quakes Shake the Pacific: Alaska and Japan Face Rising Fears of a Mega-Event

December 10, 2025

By Buchanan Maldonado In early December 2025, the United States Geological Survey (USGS) confirmed a magnitude-7 quake struck the Yakutat region of Alaska. Just days later, a powerful earthquake struck off the coast of northeastern Japan. The tremor registered as magnitude 7.5–7.6 and occurred off the coast of Aomori Prefecture. Japanese authorities — including the … More Twin Quakes Shake the Pacific: Alaska and Japan Face Rising Fears of a Mega-Event

After the Atmospheric River: Hard Lessons on Flood Vulnerability — and the Insurance Americans Ignore

December 10, 2025

By Buchanan Maldonado Last week, the Pacific Northwest was hit by a powerful series of storms — driven by what meteorologists call an “atmospheric river.” The storms drenched western Oregon and Washington with heavy rain, swelling rivers and triggering widespread flooding, landslides, road closures and power outages. Homes and communities — some near major rivers … More After the Atmospheric River: Hard Lessons on Flood Vulnerability — and the Insurance Americans Ignore

When the Federal Reserve ends Quantitative Tightening (QT) and shifts into Quantitative Easing (QE)

December 7, 2025

By Buchanan Maldonado When the Federal Reserve says QE is on the horizon typically that means it stops shrinking its balance sheet and begins buying assets again (Treasuries, MBS, etc.)—the real estate market typically reacts in several predictable ways. These effects are based on past cycles (2008–2015 QE, 2019 repo interventions, the 2020 QE surge), … More When the Federal Reserve ends Quantitative Tightening (QT) and shifts into Quantitative Easing (QE)

Fire, Water, or Mold Damage? Here’s Why Professional Restoration and Proper Insurance Coverage Matter.

December 6, 2025

By Buchanan Maldonado When a fire, burst pipe, or mold issue hits your home, the real shock often comes after the flames are out or the water is gone. That’s when you find out whether your restoration team — and your insurance policy — are truly up to the job. Recently, professional contractors like RemediH2O … More Fire, Water, or Mold Damage? Here’s Why Professional Restoration and Proper Insurance Coverage Matter.

How Forbes 30 Under 30 Cofounder Kalyani Ramadurgam Is Reshaping the Landscape

December 3, 2025

The insurance industry is entering a new era—one defined not by incremental process improvements, but by automation, intelligent compliance, and AI-driven decision support. At the center of this shift is Kobalt Labs, a next-generation compliance intelligence company co-founded by Kalyani Ramadurgam, a Forbes 30 Under 30 honoree celebrated for her pioneering work in AI, regulation, … More How Forbes 30 Under 30 Cofounder Kalyani Ramadurgam Is Reshaping the Landscape

How the Van Epps Special Election Win Could Shape the Economy, Real Estate Market, and Home Insurance Prices in 2026

December 3, 2025

By Buchanan Maldonado Matt Van Epps’ projected win in Tennessee’s 7th Congressional District special election represents more than just a political shift — it carries meaningful implications for national fiscal policy, investor sentiment, and several consumer-driven industries. Because this seat helps maintain the Republican majority in the House, a Van Epps victory stabilizes the legislative … More How the Van Epps Special Election Win Could Shape the Economy, Real Estate Market, and Home Insurance Prices in 2026

FDA Adds 9 More Cookware Brands to Lead-Contamination Recall — What Business Owners Need to Know

December 2, 2025

By Buchanan Maldonado Meta Description:The FDA has expanded a major cookware recall due to dangerous lead contamination. Learn what this means for retailers, restaurants, and food-service businesses — and what type of commercial insurance can protect you from lawsuits, recalls, and costly liabilities. A Growing National Concern: Lead Found in More Cookware Brands The FDA … More FDA Adds 9 More Cookware Brands to Lead-Contamination Recall — What Business Owners Need to Know

Introducing BeautyGuard: Specialized Insurance Protection for Beauty Professionals

December 2, 2025

By Buchanan Maldonado The beauty industry is one of the fastest-growing professional sectors in the country — and whether you’re styling hair, enhancing skin, adding permanent jewelry, or running a full-service spa, your business deserves protection that understands your world. That’s exactly why I’m excited to share BeautyGuard, a new insurance program created exclusively for … More Introducing BeautyGuard: Specialized Insurance Protection for Beauty Professionals

Root Insurance vs. State Farm: Who Offers Better Prices and Why?

November 30, 2025

By Buchanan Maldonado An Educational Breakdown for Today’s Insurance Shopper When comparing auto insurance companies, two names often come up for very different reasons: Root Insurance, a tech-driven newcomer, and State Farm, the nation’s largest and most established insurance provider. Both companies insure millions of drivers — but their pricing, underwriting, and customer experience differ … More Root Insurance vs. State Farm: Who Offers Better Prices and Why?